ANALISIS LITERASI DAN INKLUSI KEUANGAN DALAM PENGELOLAAN KEUANGAN UMKM DI DESA WADO

MUNA, HAIDZAROH FA’IQOTUL (2023) ANALISIS LITERASI DAN INKLUSI KEUANGAN DALAM PENGELOLAAN KEUANGAN UMKM DI DESA WADO. Other thesis, IKIP PGRI BOJONEGORO.

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Abstract

Faiqotul, muna 2023 "Analysis of financial literacy and inclusion in MSME financial management in Wado Village (Case Study of MSME in Wado Village)". Thesis, Economic Education Study Program, Faculty of Social Science Education, IKIP PGRI Bojonegoro. Advisor (I). Ali Mujahidin (II). Dwi Erna Novianti S.Si, M.Pd. Keywords: Literacy, Inclusion, Financial Management This study aims to determine: 1). How is the analysis of financial literacy and inclusion in MSME financial management in Wado Village. This research was conducted on MSME actors in Wado Village. This study used a descriptive qualitative approach with a purposive sampling method consisting of 7 SMEs as the data source. Data collection techniques in this study are Observations, Questionnaires, Interviews, and Documentation. The results of the study concluded that the financial literacy of MSMEs in Wado Village was quite good in the Sufficient Literate category, that is, most MSME actors in Wado Village already had knowledge of financial institutions and financial products and services but did not really understand the features related to financial products and services. while the financial inclusion of MSMEs in Wado Village. Based on the results of this study, it shows that financial inclusion has a very important role in the financial management of MSMEs in Wado Village. Because the results of this study state that if access to financial services (inclusion) is more widely available and used by MSME business actors in Wado Village, it indicates that their financial management is getting better with the help of financial services provided by financial institutions, both starting from the point of view of service facilities. financial services, affordable account maintenance costs, and easy access to locations, services and financial technology provided so that it is considered that there will be an increase in the progress and income of MSME busin

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